How DANA and QRIS Data Is Used
We collect details you enter during account creation, including your contact details and verification responses, then connect them with sign-in records and device signals used to protect the account. If you choose DANA, OVO, GoPay, QRIS, bank transfer, or a virtual account, we receive transaction status
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and reference details needed to match a wallet action with your account; we do not need your full wallet password. Cookies help keep a session active and show the correct account page. We retain records only for the period needed for security, service administration, dispute handling,
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and legal duties. Access to bktoto and any related processing depends on local law. You can contact us through the privacy route shown in your account to ask about collection, correction, deletion, or a copy where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.